At advance.cash you select the term (up to 13 installments) and frequency of payments (weekly, biweekly, twice monthly) based on your unique needs and budget. And there are NEVER any penalties for paying off your loan early.

You must be at least 18 years old (19 in Alabama), have a job or other regular source of income, an active and valid checking account (savings and prepaid accounts are not accepted), and email address.

Most customers choose our convenient, no-hassle AutoPay option, where payments are automatically drafted by ACH from your checking account. We also send you email reminders prior to every payment.

You will set up a payment plan when you apply and repay your loan in predetermined installments.

Your first loan can be as much as $600. The actual amount offered and terms are unique to your credit situation, income, and other factors. Returning customers may be eligible for larger amounts and lower costs.

In most cases, applications submitted, processed and approved before 4 p.m. Central Time are funded as soon as the next business banking day. Applicants who cannot be verified may be asked for additional documents.

In most cases, you’ll get an initial decision within seconds of submitting your online application. We will also send you an email notification of our decision.

After we’ve received your application, we will contact you as soon as possible with any questions to verify your information. You can reach a friendly, helpful representative at 855-231-1628 (Mon – Fri 8am – 6pm Central Time). Please note we are closed on weekends and holidays.