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Tips


How to minimize finance charges

To minimize finance charges, borrow only the amount that you need and pay it back as soon as you can.

Minimum payment warning

If you make only the minimum payment each period, you will pay more in finance charges and it will take you longer to pay off your balance. The APR on a small dollar, short term loan represents the amount of your loan, cost of the loan, term of the loan and repayment amounts and timing.